Police file personal injury claims against victim

Police officers have filed personal injury claims after being involved in a high-speed chase with a stolen vehicle, leaving the original victim feeling hurt by the system.

Three officers in Ireland are pursuing civil action following the incident, which took place last August, and led to two armed robbery suspects ramming a police car.

The stolen car belonged to Terrence Duffin, whose home in Newcastle was raided by two armed men.

After taking Mr Duffin’s car, it was later traced by cops to Clough in County Antrim and then to Belfast.

A chase followed, and the assailants were caught by police who set up a road block.

Since the robbery, Mr Duffin has been caught up in civil claims made the officers, despite not being the driver of the car at the time.

But a spokesperson for the Police Federation for Northern Ireland, explained the personal injury claims are being made against the Motor Insurers Bureau (MIB).

However, as Mr Duffin is the registered insurance holder, all roads lead back to him.

The MIB says it work to help people involved in road accidents where the normal routes to compensation might not exist, or be difficult to trace.

Such people include victims of uninsured drivers, untraced drivers and UK residents who have unfortunately been in an accident with foreign-registered vehicles.

The police spokesperson said: “It is a matter between the person who obtains insurance for the vehicle (the “insured”) and the insurance company as to whether or not in the event of their vehicle being stolen and involved in a collision, the insurance company will treat the incident as a claim under their policy.

“This would depend on the precise terms of the policy of insurance between the insured and the insurer.”

Essentially, it is a private matter between the individual officers and the insurance companies involved as with any civil claim.

Meanwhile, Mr Duffin stands to lose his no-claims bonus and also bear the brunt of increased car insurance although he is not at fault.

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